Barry, My Liege :
American bankers' recent egregious and criminal behavior has damaged the Economic National Security of the United States. As a result, there have been some attempts at rectification through consumer protection legislation.
At the national level, the federal Consumer Financial Protection Bureau has been working diligently to propose new rules and to investigate and prepare prosecutions.
Some new rules and some news stories will appear soon from this agency. Details are here :
In California, the California Homeowners Bill of Rights is a step toward fairness for homeowners ; here is the background :
But, Barry, My Liege, bankers are clever and will find ways to circumvent the new rules.
The intentions are good, My Liege, but the results will be inadequate. The Economic National Security of the United States will continue to be harmed by banks - unless the more stringent regulations discussed in the space previously are enacted.
There is some effort at the Justice Department toward criminal prosecutions ; see it here :
Your faithful servant,